Setting a New Standard for Small Business Funding

No credit checks, no outrageous fees, no collateral.


To Qualify

Merchants must meet
these parameters:

Owned and operated in the United States

Open for at least

3 months

At least $10,000 a month in bank deposits or $7,000 in credit card processing

No open bankruptcy


Why Elevate?

No Credit Checks or Minimum FICO Score

We conduct our background checks and evaluate your business without ever having to run your credit. Ever. No matter the funding amount.

Customer Service

Our staff is available to answer any questions or concerns you may have. Call or email us to speak with a real human being at our office.

Fast Turn-Around

We fund businesses as quickly as the same day. All funds are sent via bank wire, so it's available to be used for your business immediately.

Trust & Transparency

Elevate is a member of the SBFA and our leadership has over a decade of experience in the industry. You will always know exactly what you're paying.

No Outrageous Fees

There are never any application fees or underwriting fees charged. The dollar amount we offer is what you'll receive. No surprises here, we keep it simple.

We Say "Yes!"

We understand small business, and we want to help. Everything from restaurants and retail, to medical practices and trucking operations. We're here to "elevate" you to the next level.

How a Merchant Cash Advance Works

Submit Application

Get Approved Within 
24 Hours

Funds are Wired Directly
to Your Bank

Use Your Advance to Elevate Your Business

A merchant cash advance is not a loan – it is simply a way to get access to your future sales immediately, so you can cover an emergency or an urgent business need. We understand there are some misconceptions out there, so we're here to help you learn more. We believe an informed customer makes the best decision for their business!

So what's the difference between the process of applying for a merchant cash advance versus a loan? A bank loan can take weeks or sometimes even months to apply for. Loans require good credit, and there is no acceptance guarantee for most business industries. A merchant cash advance is fast, with funding completed in as little as a day, and is offered based on your company's average monthly income. The funds are disbursed via wire, and payback comes directly from a merchant's bank via ACH or credit card processing on a daily basis until it is paid back.

Our leadership has more than 30 years of experience in the industry, and we take great pride in our ability to assist the companies and people that make up the small businesses of America. Unlike the banks, we don't say no to business owners who have bad credit or have fallen into tough times in the past. We understand what it's like to be a small business because we are one. Our mission is to help merchants get back on their feet, catch up with expenses, and continue to run a successful business. 

Dollar Bills

Our Blog

Check out our content and resources, written with both
small business owners and our partners in mind:

Even if you don't choose us, here's what you need to know:

MCA vs. Loans

Learn more about how a merchant cash advance differs from a loan product.

What is Stacking?

Thinking about multiple advances? Here's what your broker won't tell you.

Fees and Costs

Your broker may not be showing you the best possible rates or upfront about your fees.

What is a Direct Funder?

A lot of companies claim to be a direct funder, but few truly are.

Analyzing Graphs

When is an MCA the Right Choice?

An MCA is not always the right funding option. Here's how to know when it is.


"A new study on transparency conducted by the Federal Reserve on non-bank small business finance providers indicates that borrowers are not driven by costs or disclosures."

deBanked Magazine


Contact Us

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Our Address

5200 NW 43rd Street
Suite 102-134
Gainesville, Florida 32606


Hours: Monday - Friday 8:30 AM to 5:30 PM EST

Send us an Email:
Give us a Call:  1-888-382-3945
Or send us a Fax: 1-888-447-0592

Are you a merchant interested in funding? We love to help great companies like yours! Fill out this form and we'll be in touch soon.

Thank you! We'll be in touch soon.