Merchants must meet
Owned and operated in the United States
Open for at least
At least $10,000 a month in bank deposits or $7,000 in credit card processing
No open bankruptcy
No Credit Checks or Minimum FICO Score
We conduct our background checks and evaluate your business without ever having to run your credit. Ever. No matter the funding amount.
Our staff is available to answer any questions or concerns you may have. Call or email us to speak with a real human being at our office.
We fund businesses as quickly as the same day. All funds are sent via bank wire, so it's available to be used for your business immediately.
Trust & Transparency
Elevate is a member of the SBFA and our leadership has over a decade of experience in the industry. You will always know exactly what you're paying.
No Outrageous Fees
There are never any application fees or underwriting fees charged. The dollar amount we offer is what you'll receive. No surprises here, we keep it simple.
We Say "Yes!"
We understand small business, and we want to help. Everything from restaurants and retail, to medical practices and trucking operations. We're here to "elevate" you to the next level.
How a Merchant Cash Advance Works
Get Approved Within
Funds are Wired Directly
to Your Bank
Use Your Advance to Elevate Your Business
A merchant cash advance is not a loan – it is simply a way to get access to your future sales immediately, so you can cover an emergency or an urgent business need. We understand there are some misconceptions out there, so we're here to help you learn more. We believe an informed customer makes the best decision for their business!
So what's the difference between the process of applying for a merchant cash advance versus a loan? A bank loan can take weeks or sometimes even months to apply for. Loans require good credit, and there is no acceptance guarantee for most business industries. A merchant cash advance is fast, with funding completed in as little as a day, and is offered based on your company's average monthly income. The funds are disbursed via wire, and payback comes directly from a merchant's bank via ACH or credit card processing on a daily basis until it is paid back.
Our leadership has more than 30 years of experience in the industry, and we take great pride in our ability to assist the companies and people that make up the small businesses of America. Unlike the banks, we don't say no to business owners who have bad credit or have fallen into tough times in the past. We understand what it's like to be a small business because we are one. Our mission is to help merchants get back on their feet, catch up with expenses, and continue to run a successful business.
Check out our content and resources, written with both
small business owners and our partners in mind:
Even if you don't choose us, here's what you need to know:
"A new study on transparency conducted by the Federal Reserve on non-bank small business finance providers indicates that borrowers are not driven by costs or disclosures."
5200 NW 43rd Street
Gainesville, Florida 32606
Hours: Monday - Friday 8:30 AM to 5:30 PM EST
Send us an Email: firstname.lastname@example.org
Give us a Call: 1-888-382-3945
Or send us a Fax: 1-888-447-0592
Are you a merchant interested in funding? We love to help great companies like yours! Fill out this form and we'll be in touch soon.